I guess the more important question to ask is, what type of damages do you predict to happen? and where is the vehicle being stored? Inside? Outside? Able to be broken into? Is it in a home/residence or in a shop that can claim it on their insurance? How much for a car ins deductible? How much for my home owners ins deductible? Is the vehicle a secondary veh that I can insure at a discount since it is a secondary vehicle?
These are all the questions that I usually ask myself when answering this type of question?
